What is Loan Against Insurance Policy & When can it be Used?

There are numerous ways of generating finance in India. A potential borrower can either opt for secured loans, unsecured loans, or acquire funds from his family. However, one financing method that is still not that common is a loan against the insurance policy. This financing service has existed ever since people started investing in insurance … Read more

Why Choose Fixed Deposit over Gold

Gold and fixed deposits are considered as the two popular sources of utilizing your idle funds for the investments. If you are an investor, who has the appetite to handle the risks, then you can invest in gold, whereas an investor who wants the guaranteed returns on their investments should certainly invest in a fixed … Read more

EPF Vs PPF: Difference Between EPF and PPF

Get a detailed analysis of EPF Vs PPF. Know about difference, comparison, and which is better between the Employee Provident Fund (EPF) & Public Provident Fund (EPF). Provident Fund (PF) or the Employee Provident Fund (EPF) is the monetary benefit you receive during retirement. All salaried employees who are a resident of India are eligible … Read more

5 Common Myths Related to Personal Loans

Personal loans work as an excellent means for people to meet their immediate financial expenses. Unlike as in case of auto loans, home loans etc., the amount availed through personal loans can be put to any use, depending upon the borrower’s priorities. Another factor that sets them apart is their unsecured nature. It implies that … Read more

How to Use and Pay with a Debit Card?

What is Debit Card A Debit Card is a plastic payment card to make any transaction at the Bank ATM or to the merchant. Unlike another plastic card like a credit card, any transaction is done through a debit card that transfers the money from the bank account of a cardholder. With the debit card, … Read more

Why is SDP Better than Any Other Monthly Saving Schemes?

A savings tool allowing individuals to save a small amount every month, Systematic Deposit Plans offer unique features. Primarily offering a plan which helps in building a considerable corpus for the future, systematic deposit plans allow individuals to achieve their financial plans and goals by slow saving along with high returns. Why is Systematic Deposit … Read more

Where is PAN Card Mandatory?

PAN stands for Permanent Account Number, which is a vital financial document in India. It is majorly used while filing the Income Tax Returns (ITR) by individuals who are earning Salary and by businesses. Other than this, the PAN Card is also a proof of identity in India. But other than only being helpful while … Read more

Mobile Insurance: Online Mobile Phone Insurance in India

The Economic Times reports a Flipkart survey concluding that every 4 out of 10 customers happen to break their mobile screens and most of them do not visit an authorised service centre to have it repaired. From such statistics, this conclusion can be drawn that customers find the replacement of mobile screen expensive. The concept … Read more