Credit Card UPI In the digital age, financial transactions have become more convenient and accessible than ever before. One such revolutionary development is the Unified Payments Interface (UPI), a popular payment system in India. UPI enables users to transfer funds instantly between bank accounts using smartphones. But can you use UPI with a credit card? … Read more
Introduction: In a move that surprised the nation, the Indian government announced the demonetization of the ₹2000 currency note in November 2016. This decision, aimed at curbing corruption, counterfeit currency, and black money, had a profound impact on the Indian economy and the lives of its citizens. In this blog post, we will delve into … Read more
In 2013, the government of India introduced CKYC (Central KYC) to eliminate the redundant process of submitting the same documents every time you need a financial service. Your documents get stored in a central database of records upon registering for this service and you get a CKYC number upon successful registration. CKYC number means a … Read more
EPF falls under the Employees’ Provident Funds and Miscellaneous Provisions Act, 1952. The utility of the PF fund is discernible at the time of retirement. There are other auxiliary benefits that an employee can reap from his PF fund. The importance of the PF fund is beyond comparison. Waiting for annual PF account slips can … Read more
The year 2020 has been unpredictable for everyone as almost everyone has gone through one financial issue or the other. It has been an unsteady year for the investors as well and many of them were waiting for 2021 to plan their investments afresh. If you are not sure where to invest money but want … Read more
If you find the high-interest rates of your personal loan heavy on your pocket, a Personal Loan Balance Transfer might be the right solution for you! The fast-paced lifestyle of today demands us to keep up. A lot of times, this leads to the requirement of boosting our cash flow. However, sometimes it becomes tricky … Read more
If you are planning to buy or build a house of your own before reaching the golden years of your life, you have to get a financial loan, unless, of course, you are loaded with family money. And most people are not that fortunate, so they have to depend on money lenders to finance their … Read more
Pradhan Mantri Mudra Yojana The Pradhan Mantri Mudra Yojana commonly known as the Mudra Loan was launched by the Government of India in 2015. This funding is specifically designed for MSMEs and small business enterprises. MSME sectors’ potential to improve the GDP of the nation has pushed the government to come up with this unique … Read more
A form of secured loan, gold loans are a pretty safe bet in the present scenario. You go to a bank to submit your gold and get a certain amount. Once you repay the amount with interest, the deposited gold is back in your hands. A handy aid in case one needs quick cash. A … Read more
Personal home loans are one of the most efficient ways to procure funds in the time of need. Although these are precarious and unrestricted forms of loan, it can be useful for those who do not want or have any collateral to pledge for the money. Interest rates play the most important role in the … Read more